Ensure Your Winter Adventures in Apex, North Carolina
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Multiple coverage options to choose from
Collision Coverage
Covers damages to your snowmobile if it flips over, collides with an object or another vehicle, or another vehicle hits you.
Comprehensive Coverage
Also known as "other than collision," this coverage helps pay for costs related to vandalism, theft, natural disasters, and animal collisions. It also covers customized tools and parts.
Uninsured Motorist Coverage (UM)
Protects you and your snowmobile from hit-and-run accidents and uninsured drivers, subject to state laws and policy terms.
Underinsured Motorist Coverage
Provides additional coverage if involved in an accident with an underinsured motorist.
Bodily Injury Liability
Covers the cost of medical care and lost wages if someone is hurt while using your snowmobile. The majority of states mandate this insurance.
Property Damage Liability
If you cause an accident with your snowmobile, liability insurance will pay for your medical bills and lost income. It is also mandated in most states.
OEM Endorsement:
Ensures that your snowmobile is repaired with original equipment manufacturer (OEM) parts whenever available. If OEM parts are not accessible, payment will be based on the fair market value of the new OEM part. This is available for vehicles under ten years old.